Equifax is a major credit reporting company which provides 24/7 access to their Equifax credit reports and Identity Theft Resolution specialists.
In addition to the credit report, the company offers ID Patrol. This is comprehensive protection against identity theft. ID Patrol monitors your credit file and alerts you to any changes that may occur. This program lets you lock and control access to your Equifax Credit Report and alerts you if your personal data has been found in suspected internet trading sites. There is also up to $1,000,000 identity theft insurance available with no deductible, subject to certain limitations and exclusions.
Another product offered in addition to the Equifax Credit Report is Equifax Debt Wise. This program includes a step-by-step plan to follow so you can pay down your debts more quickly and save interest charges. You receive a Fast Play Plan that is pre-populated and automatically updated by your Equifax Credit Report. This plan is simple to create and follow. Equifax tracks your progress as you follow your plan, and gives tools and tips to help you stay on it. You can use the Fast Pay Plan Wizard to pay down your debt in as little as 10 minutes. The Fast Pay Plan is flexible. It lets you pick debts from your Equifax Credit Report and add debts not in your report. If you need to change your plan, it is easy to update. You also receive 4 Equifax Credit Reports along with 4 scores per year which includes comparisons with national averages, graphs of how lenders view you, and detailed explanations. Also included is an interactive score simulator which shows how you might change your score through your actions. You receive daily monitoring of your Equifax Credit Report for important changes and up to $25000 identity theft insurance.
Equifax Complete is another program available with your Equifax Credit Report. This tool helps you protect, understand, and monitor your credit and scores over time. You will know you’re protected as Equifax Complete tracks all 3 of your credit files and notifies you to key changes within 24 hours. You recieve one 3-in-1 Credit Report with 3 scores, with information about what’s affecting each of your scores. Included in this product are details on how lenders perceive your risk level when applying for a loan. The $1 million ID theft insurance is included in this program also, as is automatic fraud alert. Order your Equifax credit report today!